Recently I just hit by stolen card detail and makes me searching a virtual card service. Anyone knows any works in the UK and EU region? Apparently Privacy.com needs SSN to work now. Thanks.
Revolut was mentioned before, but let me elaborate on it.
They are essentially a bank but you can open an account through their app with the needed IDs.
You load money onto your account via a card payment from a conventional bank account, so no transfer fees apply in that sense.
They have one time use virtual cards and free persistent virtual cards. You can order physical ones if you want. You can set limits and recurring transactions per card. It even recognizes subscripition services and lets you know in advance if you need to top up the account before a payment is due.
Caveat: ads for their own services to buy crypto, gold, stocks and crap. I personally wouldn't keep huge sums on my account, but know people who use it extensively. Even after years of usage, they werent burnt yet.
I have no experience with customer service, as I only use it for what you are looking for. According to the internet, their CS can be abysmal.
I know this is a late reply, but I didn't notice the notification. Sorry about that.
What I do is, I open a free virtual card for each service. I have one for netflix, one for spotify and so on.
I set the monthly spending limit just above of what they cost.
This way if I ever unsub, I can delete the card and they can't charge me, or if they have a data leak, they only stole my deleted cards.
KOHO has a single virtual card that can be reset... but it would reset everything being billed to that card ofc so not quite 1-1 with privacy.com's per-service virtual cards.
That being said, my koho card was also compromised and their chat wouldn't let me dispute the transaction or talk to a human for another 3 days after the fact so I just closed it down.
Some banks (I don’t have a list but I know revolut is one) can provide single-use card numbers, but they don’t limit the amounts and ofc cannot be used for subscription services